What is BigPay? ｜5 Reasons You Need a BigPay Prepaid Card

Are you also thinking, there are so many types of e-wallets in Malaysia , why do we need an extra e-wallet, BigPay ?

Hello everyone, I'm Charles , let me talk to you about the BigPay e-wallet today.

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What is BigPay ? from where ?

First of all, let me give you a brief introduction, what is BigPay ?

BigPay is an e -wallet under AirAsia ( currently AirAsia Group has changed its name to Capital A ), is a Prepaid Card with Master Card function , which can be used after recharging via credit card or bank card.

Are you thinking in your heart, it’s another membership card, no, don’t worry! All the products recommended by Charles are recommended to everyone after I actually use them and feel that they are really easy to use. Besides, this is definitely not a membership card, and there is no need to pay membership fees every month. Even the BigPay card is free for registration . your! With BigPay , in addition to allowing you to buy tickets in advance, enjoy airplane meals, and luggage discounts, these 5 main functions, I believe, are the main reasons for signing up for BigPay

5 Reasons You Need to Have a BigPay Prepaid Card

high security

Credit card theft incidents often happen, and it is becoming more and more rampant today. Have you ever thought about how to effectively prevent it? I think that's why you need to have a BigPay . BigPay is a prepaid card, you can recharge as much as you need, even if it is stolen, you can minimize the loss, and BigPay 's app security system is very good, except for login, it supports FACE ID , fingerprint, password In addition, BigPay also allows you to freeze your BigPay card directly in the app with one click , without having to go to the police or go to the bank to process the suspension of the card. The whole process only takes 1 second, which is very convenient.

No handling fee for booking air tickets

The most annoying thing about buying air tickets is the need to pay handling fees. Sometimes if there are enough people who pre-purchase air tickets, the handling fees are basically enough to buy luggage . However, when you use BigPay to book air tickets, you will find that you do not There will be a handling fee, happy 😃 ! Don't buy luggage ? Then book the in-flight meal, these can get extra rebates.

Good exchange rate

Is it normal to exchange foreign currency before going abroad? Yes, it's very normal. Apart from some benefits when the exchange rate is high, there are basically a lot of disadvantages. One of the actions that makes me very reluctant to recommend preparing foreign currency first is because of security issues. Imagine that when you carry a large stack of foreign currency with you, will you still have fun?

BigPay Prepaid Card is a Mastercard , in fact, it is more cost-effective than the exchange rate of many money changers! How do you know if it's worth it? you just check the mastercard online

You will know the exchange rate between the currencies of various countries and the Malaysian ringgit. With a card and a stack of money, the pros and cons are clear at a glance.

There is no additional fee for swiping cards abroad

Have you ever tried a situation where you had no money to trade? As I said just now, what should I do if I exchanged a stack of money but ran out of money? Do you use a credit card? The following are the bank card (credit card or debit card ) fees of each bank . No matter which one, as long as you swipe your card abroad, you will be charged a handling fee, for example:

1. Public Bank charges 1.25% handling fee
2. Maybank (Visa) fee is 1.25%
3. Maybank (Master) handling fee is 1.00%
4. Hong Leong is 1.00%
5. CIMB Bank is 1.00%
6. Am Bank is 1.00%

Basically, the exchange rate difference you earn from the currency exchange changer turns from profit to loss in an instant. However, when you use BigPay to swipe your card abroad , you will not be charged any additional handling fees! And it will only be based on Mastercard

exchange rate to convert your currency

Earn more AirAsia Big Points

Earning points for consumption has always been one of the selling points of credit cards, but now this selling point also appears in BigPay prepaid cards. When you recharge to BigPay , you will get AirAsia Big Points ( every RM10 spent = 1 point ) , you can use this point to exchange Air tickets (both domestic and foreign routes) , even hotels! You may feel nothing, right? Let me tell you what really makes my heart beat! You only need to recharge to BigPay with the point mechanism of your credit card . For credit cards, this is also considered consumption, and then the consumption will have credit card points. That is to say, in addition to earning credit card points, you can also earn extra Big Points ! (Note: Some credit cards will not get points when recharging to BigPay )

other:

You can also use BigPay to recharge your foreign exchange investment platform, such as eToro

For other articles:

• [What is foreign exchange trading? 】Is foreign exchange legal in Malaysia?
• [Why did you choose eToro as your first trading platform?] What are the outstanding features of eToro, and what are the disadvantages of eToro?

Summarize

How about it? Feeling good, right? It is true that the advantages outweigh the disadvantages. Even if you don’t travel often, I recommend applying for a BigPay card in case of emergencies. If you are tempted, click the link below to apply for one for yourself!

• By entering the Referral Code , 【 R4HZXKAP7X ], you will get RM10 for free !

Remark:

The following are some BigPay card charges that you need to pay attention to, for example:

1. Application fee – just recharge RM20 to activate the service, and this RM20 will also be transferred to your BigPay
2. Annual fee – permanently withdrawn
3. Account Service Fee – RM2.50/ month , only for inactive accounts ( currently free until further notice )
4. ATM withdrawal fee – Domestic : RM6/ transaction; Overseas : RM10/ transaction (meaning you are fine, don’t use it to withdraw money casually)
5. Currency exchange rate – only required for currencies other than Ringgit Malaysia (1% + handling fee )
6. Cross Border Transaction Fees – only for foreign transactions but Ringgit Malaysia ( currently free until further notice )
7. Replacement card fee – RM20/ card
8. Cancel this card fee – no fee

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